Bryan Zheng Zhang

• Managing Director at University of Cambridge

The MSME Access to Digital Finance – in Selected EMDE Countries in Asia’ provides empirical data and insights on how micro, small and medium enterprises (MSMEs) utilise digital finance channels to meet their financial needs and how digital finance has empowered their financial journey. It also highlights key opportunities, challenges, post-financin...

This first edition of ‘The ASEAN Access to Digital Finance Study’, aims to provide valuable data and insights into how individual households, consumers, and micro, small and medium enterprise (MSME) customers use digital alternative finance channels, such as online digital lending and capital raising platforms, to access credit or raise funds acros...

The COVID-19 pandemic has disrupted how people interact with one another and their surrounding environments. Hence, it is not surprising that it has impacted how financial services and products are accessed and used. The first edition of our COVID-19 research, The Rapid Assessment Study, was designed to quickly assess and interpret the short-term i...

The 2nd Global Alternative Finance Market Benchmarking Report contributes 2019 and 2020 data, collected from financial technology firms that undertake digital lending and digital capital raising activities, to our globally comparable panel database on alternative finance. The study was supported by the UK Foreign, Commonwealth and Development Off...

Although FinTechs and incumbents are applying artificial intelligence (AI) differently, they both expect that the status‐quo will likely be maintained through collaboration rather than competition. Both perceive BigTechs as a strategic threat given their AI capabilities and their entrance into financial services. Incumbents are experimenting with m...

This global study seeks to assess how financial technology firms (FinTechs) have been impacted by COVID-19, and how they are responding to the resultant challenges and opportunities. The study is a joint initiative of the Cambridge Centre for Alternative Finance (CCAF) at the University of Cambridge Judge Business School, the World Bank Group and t...

The chapter presents key international trends relating to crowdfunding market development, and also provides insights into the current research available attempting to explain such developments. Facts and figures from leading national and regional markets are presented in a comparative manner, with specific focus on the diversity of crowdfunding mo...

For the first time, the CCAF has consolidated its annual regional reports to produce one global benchmarking report, with the intention of presenting world-wide online alternative finance data for 2018.This report presents the key findings from the CCAF annual global survey of online alternative finance. In all, 1,227 unique firms contributed to th...

This project was supported by British Embassy Prosperity Fund China Programme, and was jointly conducted by Zhejiang University Academy of Internet Finance (AIF) And Cambridge Center for Alternative Finance (CCAF).

The 3rd Annual European Alternative Finance Report presents the most comprehensive analysis of the status of alternative finance industry in Europe, covering more countries, alternative finance models, as well as industry trends and developments than was available in its predecessors. Much effort has been placed on data quality verifications and cl...

List of contributors Acknowledgements 1 The geography of money and finance 1 Ron Martin and Jane Pollard PART I THE CASE FOR A GEOGRAPHY OF MONEY 2 On the geography of bubbles and financial crises Gary A. Dymski and ...