Bijan Bidabad

Islamic Azad University, Science and Research Branch | SRBIAU · Department of Economics

در این مقاله با نگاهی به شکل کلی و متعارف انتخابات در کشورها به اهمیت شورا و تصمیم‌گیری اشاره و به نقائص دموکراسی و انتخابات و سابقه و فرآیند انتخابات الکترونیک می‌پردازیم و سپس انتخابات تخلیصی مرحله‌ای بیان می‌شود. انتخابات تخلیصی الهام گرفته از نحوه انتخاب بنی اسرائیل در زمان موسی (ع) است. در این شیوه افراد جامعه از بین خود افرادی را انتخاب می‌ک...

رزومه تحصیلی، پژوهشی و تجربی بیژن بیدآباد

Curriculum Vitae of Bijan Bidabad

Purpose: In this paper, by a glance at the general and conventional form of elections in countries, the importance of “counselling” and “decision-making” is pointed out, and the shortcomings of democracy and election, and the background of Electronic Voting are discussed, and then the stagey Extractionary Election (Voting) is stated. Design/methodo...

Economic and monetary policy-making shall benefit from the nominal interest rates and inflation causal relationship for macroeconomic issues. In this paper, by expanding Fisher’s Quantity Theory of Money, we investigate this relationship using the “Smooth Transition Autoregressive” approach for Iran's economy.The results show that when the interest...

In addition to removing Riba in banking activities, and by observing Islamic banking principles, and creating safe and public confidence environment, Rastin Banking can lead to important positive effects on growth and economic welfare through money and capital markets. In this paper, we refer to the headings set forth in Rastin Banking and its pill...

اصولاً طراحی سیست مهاي مالی خود پدیده پیچید هاي است و وقتی با مسائل ایدئولوژیک و عقیدتی نیز آمیخته گردد مشکلات خاص خود را خواهد داشت. معمولاً اجزاء، فرآیندهاي درونی و بیرونی و زیرسیستم هاي اینگونه سیست مها با مسائل مختلفی روبرو است که پوشش همۀ آنها به سهولت امکانپذیر نیست. با افزایش پیچیدگی، مدیریت سیستم احتیاج به سازوکارهاي پیچیده و خاص دارد و چون...

بانکداري راستین با رعایت اصول بانکداري اسلامی علاوه بر رفع هرگونه شبهه ربا در عملیات بانکی با ایجاد سلامت و اعتماد عمومی و همچنین مکانیزم هاي طراحی شده در آن می تواند آثار مثبت و مهمی در رشد و رفاه اقتصادي و بازارهاي پول و سرمایه در پی داشته باشد. در این مقاله به رئوس موضوعات مطرح در بانکداري راستین می پردازیم و به کلیات ارکان بانکداري مشارکت در سو...

در این مقاله به اصول مهمّ قواعد حقوقی روابط جنسی می‌پردازیم و به نحوی سعی می‌شود تا این مبحث از ابعاد حقوقی و اخلاقی مرور شود. ظرافت‌های حقوق اسلام در این زمینه آنقدر زیاد است که نمی‌توان به جزئیات آن پرداخت ولی سعی می‌شود با توجّه به کلیات حکمت تشریع الهی و فارغ از جزمیات عرفی رایج برخی مسائل را در ارتباط با موضوعاتی نظیر تساوی معنوی زن و مرد، حقو...

This paper aims to explain the operational and legal infrastructure of Rastin Profit and Loss Sharing (PLS) Banking. Rastin Banking is a full Islamic Banking System with all necessary parts for banking operations that can be installed in conventional and Islamic banks both. In this paper, we are going to explain the milestones of Rastin PLS banking...

This paper aims to explain some auxiliary regulatory pillars and complementary considerations and systems in Rastin Banking. Rastin Banking is a full Islamic Banking System with all necessary parts for banking operations that can be installed in conventional and Islamic banks both. In this paper, we are going to explain the auxiliary preparations o...

The “Deciles Implied Inequality Indices” for Expressing Income Distribution and Measuring Public Financial Burden of Equalization Policies Abstract Different ways have been proposed to measure income inequality; there is no best way to calculate the inequality index that expresses income distribution as it is. Popular inequality indices provide in...

The purpose of this study is to change huge structures such as the banking sector of a country needs special innovative methods. This paper shows how we can manage change in a banking sector of a country. Grafting novel efficient processes, and pruning old inefficient ones, and harmonising the organization with new processes and empowering the staf...

A flexible Lorenz curve which offers different curvatures allowed by the theory of income distribution is introduced. The intrinsically autoregressive nature of the errors in cumulative data of the Lorenz curve is also under consideration.

Based on the working in different fields of sciences for a long time, a solution to change the structure of banking products as a solution to economic crises is proposed. By sharing the risks economically this solution can make economic integrity among all economic sectors.In this paper, we are going to introduce a new Islamic financial institution...

In this paper, the L1 norm of continuous functions and corresponding continuous estimation of regression parameters are defined. The continuous L1 norm estimation problems of linear one and two parameters models are solved. We proceed to use the functional form and parameters of the probability distribution function of income to exactly determine t...

In addition to removing Riba in banking activities, and by observing Islamic banking principles, and creating safe and public confidence environment, Rastin Banking can lead to important positive effects on growth and economic welfare through money and capital markets. In this paper, we refer to the headings set forth in Rastin Banking and its pill...

In this paper, we try to analyze the macroeconomic reasoning in different methodological issues. Subsequently, we try to touch some current macroeconomic debates on aggregations, relations, monetary and real sectors analyses. We assess that, what we know about the behavior of macroeconomic variables is just our understanding from empiricism and we...

Purpose: This paper aims to explain new insurance products and policies in Rastin Profit and Loss Sharing (PLS) Banking. Rastin Banking is a full Islamic Banking System with all necessary parts for banking operations that can be installed in conventional and Islamic banks both. In this paper, we are going to explain the milestones of new insurance...

Purpose: This paper aims to explain the organizational structure of Rastin Profit and Loss Sharing (PLS) Banking. Rastin Banking is a full Islamic Banking System with all necessary parts for banking operations that can be installed in conventional and Islamic banks both. Design: Rastin Banking complies with the nature of the financial intermediary...

Along with comparing public administration affairs in traditional political, genuinely religious, patrimonial, and charismatic systems, we deal with decision-making problem, and along with mentioning decision-making methods in modern mathematics, the decision making process on the basis of personal value system will be under considerations. If the...

Change of the society begins with change and transformation of humankind. Human beings change is due to their educations in all respects of social customs, etiquette, organizational skills, and customs of ethical and occupational. Different ideas about the way to change people's opinion return back to human beings' notions. However, some believe th...

To facilitate and accelerate the enforcement of binding banking documents and distribute the enforcement burden of the registration offices of the State Organization for Registration of Deeds and Properties, courts, and judicial authorities, a new mechanism for “enforcement of the purports of binding banking documents in Rastin Banking” was designe...

Purpose: This paper aims to explain the organizational structure of Rastin Profit and Loss Sharing (PLS) Banking. Rastin Banking is a full Islamic Banking System with all necessary parts for banking operations that can be installed in conventional and Islamic banks both. Design: Rastin Banking complies with the nature of the financial intermediary...

In this paper three algorithms for weighted median, simple linear and multiple m parameters L1 norm regressions are introduced. The corresponding computer programs are also included.

Despite of the interest of bankers for using Profit and Loss Sharing (PLS) 3 banking for the last decades, it has not been prevailed yet executively. The existence of different definitions of Riba, absence of appropriate operational, supervisory and managing mechanism on PLS are some reasons that haven't allowed this kind of banking to be practiced...

A quarter to one-third of food materials are wasted every year and about one-sixth of the people of the world, which is about one billion people, are facing malnutrition and about one-third of them are hungry. A hunger tsunami is forecasted for 9 billion people of the world in 2050. Therefore, in order to gain victory on this crisis in 2050, the ru...

Many companies around the globe are re-examining their business operations to explore profitable growth in international markets. The attractiveness of the membership in WTO can be recognized not only in the growing number of its members but also as a result of increasing access to potential markets around the world. Iranian economy suffers from...

With a glance on planning methodology we try to analyze "Iran's industrial development strategy proposition". This proposition to some how, covers the requirements of Iran's economic development strategy, and in this regard can be treated as economic strategy plan and not industrial strategy plan. Approaches of this proposition-ignoring its long-ru...

In this paper, the triangular relationship of money, price and foreign exchange is studied. It is concluded that regulating exchange rate by volume of liquidity in a period of less than year is not possible, but in annual and biannual analyses we can regulate exchange rate through controlling the liquidity. In other words, in the long run, exchange...

In this paper, the triangular relationship of money, price, and foreign exchange in a causality context are studied. It is concluded that regulating the exchange rate by volume of liquidity in a period of less than a year is not possible, but in annual and biannual analyses we can regulate the exchange rate through controlling the liquidity. In oth...

In this paper, Leontief linear production functions with one product, and one activity are used to derive the production function of Abyek Cement Factory. The mathematical closed form of production function and also, profit, cost, and demand functions for production factors are obtained for the cited factory. We tried to calculate Operational Produ...

In this paper, we analyze Mesoeconomics of migration and trade in interregional and international economy. Decision-makers are interested in analyzing how changing the prices or wages will lead to these movements and what policies can be devised to revert the markets into their initial equilibrium. We assume in our simple model, that the wages or p...

This note discusses the existence of "complex probability" in the real world sensible problems. By defining a measure more general than the conventional definition of probability, the transition probability matrix of discrete Markov chain is broken to the periods shorter than a complete step of the transition. In this regard, the complex probabilit...

Different sizes of macro-econometric models are used for different policy purposes. In this paper, we introduce a small macro-econometric model that includes macro-aggregates variables that can be solved dynamically and be used as a sample model to be estimated for other countries.

Despite development and extension of different ways of financing in financial markets, encompassing Islamic and conventional financing, the mechanism of Electronic Funds Transfer (EFT) of project financing both as borrowed and non-borrowed methods has not been considered at most. Moreover overall IT infrastructures development namely Real Gross Set...

Abstract Different sizes of macro-econometric models are used for different policy purposes. In this paper, we introduce a small macro-econometric model that includes macro-aggregates variables that can be solved dynamically and be used as a sample model to be estimated for other countries. Keywords: Macro-Econometric, Econometric Model, Mathemati...

Dynamic structural behavior of depositor, bank and borrower and the role of banks in forming business cycle are investigated. We test the hypothesis that does banks behavior make oscillations in the economy through the interest rate. By dichotomizing banking activities into two markets of deposit and loan, we show that these two markets have non-sy...

Purpose: This paper aims to define a set of banking operating regulations for financial transparency, corporate governance, and bank information disclosure. Design: Bank governance, financial transparency, and information disclosure are amongst the most important solutions to attract public trust to financial and banking operations. In order to rea...

In this paper, we analyze Mesoeconomics of migration and trade in interregional and international economy. Decision-makers are interested in analyzing how changing the prices or wages will lead to these movements and what policies can be devised to revert the markets into their initial equilibrium. We assume in our simple model, that the wages or p...

In addition to discuss economic cycle’s theories in this paper by decomposing money market into two markets of "saving-depositing" and "investment-credit facilities", we study the time structure behavior of depositor-bank-investor and conclude that the traditional banking structure creates fluctuations in money sector and interest rate. These fluct...

Purpose This paper aims to explain a new system of accounting for partnership financing that applies in Rastin Profit and Loss Sharing Banking. In this system, the interest rate is not used in calculations and accounting, and instead, the “time value” of capital based on the amount and duration of the partnership is used. Design/methodology/appro...

Evolution of humankind in forming economic order of the society passed from caring only individual benefit to looking for social interests. This was what followed in the last millenniums. In this paper, we review this evolutionary process that starts from utilitarianism and reaches to ethical approach in defining human being behavior. It concludes...

Purpose: This paper investigates the effects of squandering on the economic behavior of consumer and firm. Moreover, we analyze consumer work-leisure behavior from the squandering viewpoint. Findings: Commodity squandering creates no utility for the consumer. Just the "(real) consumption (usage)" satisfies the preference ordering rules of consumer...

In this paper, we are going to introduce a new IT master solution to improve non-usury banking performance. All divine religions emphasize on usury prohibition. It is concluded that with some IT solutions, it may be possible to fulfill the worldly requirement by use of IT systems without any incredulity. Since depositors are shareholders of Non-Usu...

In this article, by analyzing the deduction methodology of jurisprudence commandments, we try to touch the existing shortages in its methodological aspects. By discussing on different sources of Islamic jurisprudence like the Quran, Sunna (Tradition), consensus, intellect, fame, analogy, preference, public interest considering, blocking the means,...

Expansion and development of social networks have provided new backgrounds for financial activities. Based on Rastin Banking Regulations, crowdfunding can be installed to apply social networks in the direction of Islamic finance. Two methods of crowdfunding are introduced in Rastin Crowd Funding. Sponsor Crowd Funding (SCF) is for the absorption of...

Installment Financial Sharing (IFS) is a subsystem of Rastin Profit and Loss Sharing (PLS) Banking System, and the guidelines, instructions, organization, workflow and electronic mechanism of Rastin PLS Banking have been put forward for this subsystem as well. Profit in this financial sharing method is based upon the yield of the real sector, and b...

Purpose: This paper aims to examine monetary instruments in Islamic central banking framework. As a conclusion, to revive Islamic monetary policy, we should provide some public equity-based instrument as a necessary replacement for conventional bonds and treasury bills to activate non-usury open market operations. Design: We define a type of new ne...

Rastin Group Funding (RGF) makes mobilization of limited and determined depositor's resources for a specific project possible and shares depositors in the outcome of the projects with the intent of benefit and via the bank according to Rastin Banking rules. In Rastin Group Funding, after evaluation of the project proposal, and by observing the rule...

Rastin Swap Card is defined in Rastin Banking. This card is issued based on the Swap Contract in Rastin Banking or principle of sovereignty rights of contracts. In Rastin Swap Card there are two periods. In the first period card issuer lends money to the cardholder, and in the second period borrows money from card holder instead. At the first stage...

This paper introduces Rastin Swap Deposit account as a new banking deposit account which is interest-free and is based on Swap Contract in Rastin Banking. In this depositing by opening the deposit, the depositor is entitled to use an interest-free loan to the amount and duration that his resources have been being deposited and then return the money...

Purpose: Although the treasury bill is the essential monetary instrument in central banking operations, its application in Islamic banking is not legitimate because it involves usury. This implies that the system cannot apply monetary and fiscal policies. To remove this obstacle "Interest-Free Treasury Bond" (IFTB) is introduced as a substitute for...

The purpose of this study is to change huge structures such as the banking sector of a country needs special innovative methods. This paper shows how we can manage change in a banking sector of a country. Grafting novel efficient processes, and pruning old inefficient ones, and harmonising the organization with new processes and empowering the staf...

In this paper, we are going to introduce a new Islamic financial institution with elaborated economic and financial characteristics. «Non-Usury Bank Corporation» (NUBankCo) is defined in a way that depositors are the shareholders of the Bank. This corporation is a new kind of shared ownership corporation which its shareholders are deposit holders a...

Purpose: This paper aims to define a set of banking operating regulations for financial transparency, corporate governance, and bank information disclosure. Design: Bank governance, financial transparency, and information disclosure are amongst the most important solutions to attract public trust to financial and banking operations. In order to rea...

In this paper, the triangular relationship of money, price, and foreign exchange in a causality context are studied. It is concluded that regulating the exchange rate by volume of liquidity in a period of less than a year is not possible, but in annual and biannual analyses we can regulate the exchange rate through controlling the liquidity. In oth...

In addition to removing Riba in banking activities, and by observing Islamic banking principles, and creating safe and public confidence environment, Rastin Banking can lead to important positive effects on growth and economic welfare through money and capital markets. In this paper, we refer to the headings set forth in Rastin Banking and its pill...

This paper aims to explain the legal infrastructure of Rastin Profit and Loss Sharing (PLS) Banking. Rastin Banking is a full Islamic Banking System with all necessary parts for banking operations that can be installed in conventional and Islamic banks both. In this part, we are going to explain the milestones of Rastin PLS banking regulative groun...

Purpose The aim of this paper is to show how the individual law is defined in Islam. Individual law includes a set of human rights that governments are bound to vindicate by duty. Islamic law approach is in a way that how human beings transcendence and freedom might be formed wisely. Design/methodology/approach Spiritual-flourishing is the goal...

Purpose The aim of this paper is to investigate the first causes of right, law and legislation; namely the philosophy of law. In order to know the principles of right, it is essential to recognise its aim. The concept of "Justicia" is in full agreement with Islamic law. Adaptation of duty to Genesis and nature is crucial to distinguish the legal a...

Rastin Banking: New Operational Islamic Banking System, Volume One, Theoretical Foundations

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Purpose This paper aims to define a new system to facilitate obtaining reliable collaterals and guarantees for financial activities from tangible assets through a new financial instrument of “guarantee certificates”. Design/methodology/approach This system makes it possible to securitize movable/immovable assets into negotiable paper lots, namel...

Purpose This paper aims to define a set of anti-squandering guideposts to improve the sustainability and efficiency of allocating financial resources to investment projects. Design/methodology/approach A set of sustainable financing and anti-squandering measures are proposed for a better allocation of the bank’s financial resources. These measur...

پیشگفتار خداوند متعال پس از خلقت ما، ما را به حال خود رها نفرموده و با ارسال رسولان خود علیهم السلام هرآنچه مورد نیاز ابناء بشر است را تعلیم فرموده و روش بهزیستن را در حیات مادي و معنوي ما تعلیم فرموده است. و هر کس به قدر استعداد و فهم خود جرعه اي از دریاي بیکران علم و رحمت او دریافت کرده و به همان میزان به رفاه مادي و معنوي دست یافته است. با تعمق...

Purpose This paper aims to define a new system for detecting money-laundering activities by comparing tax payments (especially value-added tax) data to banking transactions data. Design/methodology/approach A money laundering detection (MLD) system provides the necessary bases for detecting deception and fraud. Though MLD is a complementary syst...

Purpose This paper aims to define a set of operating regulations for financial transparency, corporate governance and information disclosure for the entrepreneur that applies to bank to receive financial resources. Design/methodology/approach Corporate governance, financial transparency and information disclosure are among the most important solut...

Purpose This paper aims to study the structural dynamic behaviour of the depositors, banks and investors and the role of banks in the business cycles. The authors test the hypothesis: do banks’ behaviour make oscillations in the economy via interest rate? Design/methodology/approach The authors dichotomized banking activities into two markets: d...

Purpose This paper aims to facilitate and accelerate the enforcement of binding banking documents and to decrease the enforcement burden of the registration offices, courts and judicial authorities and to transfer it to the banks. Design/methodology/approach A new mechanism for “enforcement of the purports of binding banking documents in Rastin...

Purpose This paper aims to facilitate and accelerate the enforcement of binding banking documents and to decrease the enforcement burden of the registration offices, courts and judicial authorities and to transfer it to the banks. Design/methodology/approach A new mechanism for “enforcement of the purports of binding banking documents in Rastin...

In general, Shakilah (disposition) is the former that creates individuals' thoughts. The intentions of people are origin for forming the individual disposition, which ultimately in the society, such individual dispositions construct the society's disposition. If disposition of society would be limited or changed due to legislation or persistence of...

Purpose This paper aims to discuss some of the operational Islamic banking features considered in ethical banking as the aspects of Rastin Banking. Ethical banking is a branch of “ethic economics” and a narrow expression of a number of Islamic banking aspects. Design/methodology/approach These features are often involved in the discussions under...

Companies and organizations have increasingly recognized the need to concentrate more on their core competences to remove non-essential conducts from their daily programs. As a result, activities outsourcing has become an inevitable part of management tasks in organizations. In this paper, efficiency of domestic and foreign maintenance checks for M...

The main purpose of this paper is to study the quality of e-learning system in Iran’s Industrial Management Institute by applying the ISO-9126 standards. This model is based on six main variables, which are measured by other indicators. To measure the indicators of the model, a questionnaire was prepared and distributed amongst 168 experts to fill...

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Purpose – This paper aims to propose a system for settlement of obligations of those who, on the one hand, serially owe someone and, on the other hand, are creditors to other persons. Serial Commitments Clearance (SCC) system provides the necessary arrangements for this purpose. Design/methodology/approach – Theoretical discussions of serial chain...

Purpose – This paper aims to propose a procedure to remove international trade barriers globally. Trade is confronting various barriers in the present world, and this is due to the policies of governments to protect interests of their own citizens. Experience shows that trade barriers end up with incurring losses for both sides (traders) in practi...

In this paper, we study the level of efficacy of different factors on industrial import, including oil and gas export foreign exchange revenue, real effective exchange rate, and import control policy in short term and long run. The results demonstrate that oil revenue highly affects industrial imports in long run. Moreover, industrial import was in...

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To facilitate and accelerate the enforcement of binding banking documents and distribute the enforcement burden of the registration offices of the State Organization for Registration of Deeds and Properties, courts, and judicial authorities, a new mechanism for “enforcement of the purports of binding banking documents in Rastin Banking” was designe...

In this paper we are going to assess the impact of information quality on liquidity risk mitigation of the firms listed in the Tehran Stock Exchange. It is assumed that higher quality of information reduces the market liquidity risk. The firms' information, economic conditions, and stock exchanges information are interpreted by investors appropriat...

Squandering or spending more than need which is a concept in ethic economics, which has been reconsidered under the subject of sustainable development at present time. It is shown on the whole that the increase of per-capita consumption, the effects on environment will increase; in other words, the environmental carrying capacity will decrease. At...

In this paper, a method is presented to combine financial data and financial statements for economic analysis, which consequently introduces a software application for determining the economic structure of a cement factory. This software converts nearly 300 items of raw data of a cement factory to almost 4 times more economic-analytic information....

Purpose – The purpose of this paper is to propose joint stock company with variable capital (JSCVC), as financial sharing funds and banks necessitate that their capital and number of shareholders be instantaneously variable. Legal personality and accounts clearing of this type of corporations are different from conventional companies. Design/metho...

In addition to remove of Riba in banking activities, and by observing Islamic banking principles, and creating safe and public confidence environment, Rastin Banking can lead to positive important effects on growth and economic welfare through money and capital markets. In this paper, we refer to the headings set forth in Rastin Banking and its pil...

By economic analysis of insurance, the “chain bankruptcy” theory is put forward as a new theory. Through a mathematical-behavioral model we will show how insurance breaks the chain bankruptcy in the economy and make the business cycle oscillation range narrow.