Ardhendu Sekhar Nanda

• Bachelor of Engineering
• Vice president at First Citizens bank

The integration of Artificial Intelligence (AI) in financial operations has transformed treasury management by enhancing efficiency, risk assessment, and compliance processes. However, the increasing use of AI in regulatory compliance introduces a critical challenge: balancing transparency and performance. Explainable AI (XAI) has emerged as a solu...

The finance industry has undergone a profound transformation in recent years, largely driven by rapid advancements in technology. The integration of Information Technology (IT) has revolutionized financial services, enhancing efficiency, accessibility, and security. This transformation is particularly evident in the rise of IT-enabled financial ser...

The emergence of peer-to-peer (P2P) payment systems has significantly transformed the way individuals and businesses transfer money, buy goods, and access financial services. These systems, driven by technological advancements, are reshaping the financial landscape by offering speed, convenience, and low-cost solutions. With growing adoption, P2P p...

Purpose: The integration of Regulatory Technology (RegTech) into the financial inclusion landscape addresses the complex compliance and security challenges faced by financial institutions in an increasingly ambiguous technological environment. Methodology: The study is conducted through a comprehensive analysis of current patterns, advantages, and...

Artificial intelligence (AI), which has become more famous in demand in the global financial as well as other industries, has influenced human life's many aspects. In the context of technology adoption of Treasury Systems of Banks (TSB), various studies have been conducted by researchers. But, for budget executions, a small amount of studies have b...

In today's ever evolving technological landscape, particularly the technology driven financial realm, agility, reliability, and strategic deployment of novel technologies are paramount for maintaining a competitive edge. While traditional treasury processes were often manual and labor intensive, integrating automation technologies has streamlined o...

The financial sector has long been at the forefront of technological innovation, and with the rise of Generative Artificial Intelligence (Gen AI), banking institutions are now poised to revolutionize their loan processing workflows. This paper explores the trans-formative potential of Gen AI in loan processing, focusing on its ability to enhance op...

In the ever-evolving world of software development, maintaining high-quality code is essential for ensuring the longevity and success of software projects. Traditionally, code refactoring has been a manual process, requiring significant time and effort from developers. However, the advent of AI-based techniques has revolutionized this aspect of sof...

The banking world has increasingly started to use Blockchain technology as it provides an unprecedented level of security, efficiency and transparency. The paper delves into the complex influence of Blockchain technology on the financial system and reviews the use cases within the financial sector-settlement systems, cross-border payments, fraud de...