Anna Sardiana

• Faculty Member at Indonesia Banking School

The increasingly advanced economic development in Indonesia has made many people try to make businesses with various patterns. In line with the rampant business development, several business concepts have also developed, one of which is the concept of profit sharing. This study uses a descriptive research design approach with empirical data collect...

This study explores the effectiveness of influencer marketing on social media, with a focus on Instagram, by examining the impact of high-quality information and influencer credibility on consumer purchase intentions. Using a quantitative approach and Partial Least Squares Structural Equation Modeling (PLS-SEM), the research analyzes data from 216...

The takaful industry, a sector that is guided by Shariah-compliant principles, is progressively investigating cutting-edge technologies to improve service delivery and operational efficiency. This study investigates the influence of social factors and facilitating conditions on the intention to adopt drone technology within the Takaful sector in Ma...

This article aims to explain the influence of income, Religiosity, and knowledge of private employees on interest in paying zakat at Amil Zakat Institutions and Zakat Management Organizations (LAZ/OPZ). Data was collected using questionnaires distributed to private employees in the Mega Kuningan area, South Jakarta with a sample of 100 people. This...

The problems faced by Islamic cooperatives are the lack of interest in Islamic cooperatives which results in the difficulty of developing cooperatives and capital problems. In addition, cooperative members have difficulty in understanding the products available in NASARI Islamic cooperatives because so far members of Islamic cooperatives are more f...

Islamic insurance (takaful) companies have continuously used the latest technology to serve their customers better. One of the potential technologies that takaful operators can consider is drones. Nonetheless, the adoption of drones has shown an imbalanced pattern between regions, with some countries displaying more commendable experiences than oth...

Customer satisfaction is important for services company. The study aims to look out issues that need to be concern of Islamic bank as implications related to the quality of mobile banking services which can increase customer satisfaction of Islamic banks. This article reviews some previous study of customer satisfaction on mobile banking service qu...

The obstruction of several business activities caused by the pandemic has led to the need for institutions that can manage and develop MSMEs in the midst of this outbreak. One of the institutions that is being developed is Sharia fintech. This research uses a literature study method where in this method the researcher uses several sources that pres...

Education is the third pillar after health and economics, so traditional education must be able to answer the latest challenges by changing learning models, both elementary, junior high, high school, and university students. So far, education is still using traditional face-to-face methods, and distance learning (PJJ) is being implemented. Distance...

The Islamic capital market in Indonesia continues to grow, especially in the List of Sharia Securities (DES). Each year the DES on the stock effect continues to increase in the number of issuers. In Islamic stocks there are several stock indices, one of which is the Jakarta Islamic Index (JII). The JII index has decreased and increased in the 2014-...

This study aims to examine the Halal labelling, brand image, price, and Halal lifestyle, which all influence women's purchasing decisions for Wardah cosmetic products in Jakarta. The study population was among female consumers who had or were using Wardah cosmetic products. Quantitative descriptive was used with multiple regression to analysis the...

The obstruction of several business activities caused by the pandemic has led to the need for institutions that can manage and develop MSMEs in the midst of this outbreak. One of the institutions that is being developed is Sharia fintech. This research uses a literature study method where in this method the researcher uses several sources that pres...

The presence of a number of fintech companies contributes to the development of Small and Medium Enterprises (UKM) in meeting their business capital needs. This answered an opinion which stated that SMEs have problems in accessing finance, one of which is the lack of access to formal sources of funds, either due to the absence of banks in remote ar...

As a tradition that has been practised for a long time, waqf or endowment is clear evidence that Muslims in Indonesia are developing through this worship. However, what if the waqf is in the form of a mosque, Islamic school, and grave (3M’s waqf). It is an unusual thing in the contemporary Islamic tradition, but its existence persists. Meanwhile, '...

The study aims to examine students' behavior described through the theory of planned behavior (TPB) to use Islamic financial services by moderating knowledge. Primary data was used with 350 samples of a random population. Data were analyzed using Smart PLS assistance. The results of this study indicate that there is a significant influence on attit...

By establishing Indonesia as a halal tourist destination in 2019. This has an impact on increasing tourists for vacation. In visiting a place, lodging accommodations such as hotels are taken into consideration. With so many hotels that have a sharia concept, there will be competing for customers. A contemporary marketing mix is a tool that marketer...

The digital revolution has changed the culture of communication and people's behavior to move to media quickly and easily through the use of devices. This has an impact on school children as part of the community of mobile device users. This study wants to look at the impact of the use of devices on school children. The data in this study were obta...

The purpose of this study is to analyze and determine the role of banking technology, specifically the use of electronic money in reducing economic inequality in Indonesia. Gini coefficient analysis was used as method in data analysis to measure economic inequality. The data used in the study was secondary data sourced from the Central Statistics A...

This study aims to do a preliminarily study on Halal literacy and dimensions associated with Halal product purchases among undergraduate students. It is to highlight the importance of Halal literacy and factors associated with purchasing Halal products to establish a kind of Halal lifestyle that influenced Halal value-chain in the future. Halal lit...

The purpose of this paper is to analyze and discuss what is missing in cash waqf interest of Indonesian Muslim society. The study reveals several factors that affect less of cash waqf revenue including lack of information, less knowledge and media promotions factors. The paper outlines some of the communication pattern (promotion) that should be ma...

This article examines the role and function of Nazhir (guardian of endowment) in the empowerment of waqf objects in the Legal District of Bogor Regency, West Java, Indonesia. The aim is to increase Nazir's professionalism in increasing the productivity of waqf assets to be able to provide maximum benefits to the general public (ummah) in a sustaina...

This study aims to analyze the selection criteria considered by students in choosing a Sharia bank; know the level of student knowledge of Islamic banking products; and analyzing consumer attitudes towards Islamic banks. The research subjects were students who used the services of Islamic banks or those who did not use Islamic banks in Jakarta. Dat...

The desire of a consumer to buy a product or service is influenced by the attitude they have, because this will be felt by consumers when determining the purchase intention of the product or service and deciding whether to use it again or not. Thus, this study aims to examine the effect of brand image, reference group, and religiosity on college pu...

Survei Otoritas Jasa Keuangan memperlihatkan bahwa hanya 21,84% penduduk Indonesia yang tergolong well literate. Hal ini menunjukkan rendahnya tingkat literasi keuangan masyarakat Indonesia. Salah satu segmen masyarakat yang dapat dikatakan belum banyak mendapat perhatian pada industry keuangan khususnya keuangan syariah, adalah kelompok usia muda...

The purpose of this study was to determine whether the Islamic financial literacy and the indicator as the knowledge, ability or skills and the confidence have a significant effect together and partially to the preferences of using the Islamic financial services. This type of research is descriptive research, while the method of analysis used in th...