Anna A. Kredina

• PhD candidate in Finance
• Senior Lecturer at University of International Business named K.Sagadiyev

In recent decades, sustainable development has become a crucial global agenda. Equal access to resources fosters an economic model aimed at reducing ecological risks and conserving natural resources while supporting economic growth. However, disparities in resource distribution between social groups lead to socio-economic inequalities and conflicts...

Today, the development of financial technologies and their application in the banking sector have changed the processes of economic growth in general and commercial banks in particular, giving them an innovative orientation. The aim of this study is to investigate the relationship between the banking infrastructure, innovation, and economic growth...

This article presents a comprehensive methodological framework designed to explore the complex relationships among pension savings, economic growth, and bank deposits over the period spanning from 2014 to 2022. The objective of this study is to illuminate the intricate dynamics that influence household financial behavior and decisions. Through rigo...

The study is devoted to analyzing the impact of higher education on urban development, with an emphasis on the cities of Kazakhstan. The paper examines the role of universities in economic growth and the social and cultural life of cities, as well as the impact of the quality of educational programs on the employment of graduates in the context of...

The ways of education development are changing, which is largely determined by the introduction of digital technologies and the desire to improve the efficiency of management of educational processes at universities. Therefore, this study aimed to identify the challenges and opportunities in universities related to the use of digital technologies (...

The impact of oil production on the regional economy and average wages is widely discussed among economists and politicians. The oil industry is one of the main sectors of the economy of Kazakhstan and makes a significant contribution to the country's GDP. An assessment of the interdependence of the indicators of the oil industry on the economy all...

This study aims to examine the relationship between higher education and economic development determinants in Kazakhstan’s regions. The paper used two sets of indicators of three-time series: 2010, 2015, and 2020. The analysis constructed a correlation using a panel dataset for 15 regions of Kazakhstan compiled by the Statistics Bureau of Kazakhsta...

The main goal of this study was to study social emotional intelligence in male students and female students. The ongoing study is a pilot one. The idea of the study is to reveal the dependence of the level of social emotional intelligence on gender and on the age of students. Social emotional intelligence is represented by three psychological types...

This study aims to analyze the impact of logistics and information and communication technologies (ICT) on Kazakhstan’s economic growth, which requires rethinking search and management tools. The study used the methods of descriptive data statistics, checking the data for the normality of the distribution, and Spearman’s correlation analysis. The i...

The need for performance analysis and business continuity assessment is becoming increasingly important. Not the last role is played by the worsening economic situation and the economic crisis that is developing against the backdrop of the Covid-19 pandemic that has swept the world. At the present stage of economic development, in connection with t...

Relevance. In Kazakhstan, regional disparities present a major challenge to national development. The COVID-19 pandemic and the recent political turmoil exacerbated this situation because smaller towns and settlements in less accessible regions lack the resources to cope with the consequences of the crisis on their own. Research objective. The stud...

This study is aimed at evaluating the correlation between determinants of non-cash payments (ATMs, number of bank branches, and number of mobile phone users) and various economic indicators (broad money, inflation, consumer prices) as well as further studying which of the factors and to what extent influence each other in different periods. Non-cas...

Purpose: This research aims to analyze the educational potential and students' satisfaction with the quality of education services distribution in Kazakhstani universities. The conceptual review shows that very few studies on regional development have been able to determine the level of satisfaction with the quality of educational services dependin...

This research focuses on an analytical review of the scientific literature to select appropriate methods and evaluate the impact of financial technologies on economic growth. Since non-cash payments can be affected by various factors, there is a great variety of studies relating to them in the scientific literature. However, existing scientific pap...

The aim of the study is to analyze and forecast the use of payment cards for making non-cash payments through national payment systems in Kazakhstan. Based on this goal, a hypothesis was put forward that in Kazakhstan, there is a relationship between the number of payment cards and the volume of non-cash payments. This hypothesis was confirmed beca...

This study aims to assess the relationship between R&D and economic growth in terms of their ability to understand R&D management. In the paper, the algorithm of actions was used, which allows ensuring interconnection, sequence of work, validity of the choice of the methods used, and defining key factors over a long period. The following methods of...

The COVID-19 pandemic has accelerated the development of FinTech and the transition to cashless payments of the population of various countries, including Kazakhstan. For provision of cashless payments there are created platforms which work in NFC & MFS systems, they protected by security protocols (Secure Element (SE)) and allow to store confident...

The banking system of Kazakhstan has undergone many changes in recent years: traditional bank branches are no longer in such demand as 20 years ago. Now banks are intentionally closing branches and transferring their clients to the online format. These steps were especially justified in the context of the COVID-19 pandemic. At the same time, techno...