Ana Belén Tulcanaza-Prieto

• Ph.D. in Business Administration
• Professor at Universidad de Las Américas

This study explores the determinants of financial literacy (FL) and the relationship between FL, financial inclusion (FI), and financial well-being (FW-B) in the Ecuadorian banking industry. It also tests the moderating role of digital literacy (DL) on the relationship between FL-FI, FL-FW-B, and FI-FW-B. This study employs a self-designed online q...

This study aims to explore the effect of the e-servicescape on the emotional response and revisit intention of customers in an internet shopping mall (ISM) environment. The literature was reviewed on the e-servicescape, emotional response, and revisit intention in an internet shopping mall. A relevant model and hypothesis were established. For the...

In recent years, numerous cities around the world have adopted bike sharing systems (BSSs). The increasing popularity of these transportation means is directly related to their eco-friendly and health advantages. Several factors affect how citizens make use of BSS, for instance, the size and configuration of a city, where docking stations are locat...

This work studies the social and demographic factors that influenced youth unemployment in the age group from 18 to 29 years old in Ecuador in 2019. The study includes logistic regression models with marginal effects to evaluate the probability of being unemployed. The results reveal that being a woman and afro, living in an urban area, and increas...

We examine the internal and external determinants of the capital structure of large Korean companies during the 2010-2017 period. Using total, short-term, and long-term debt ratios as proxies for capital structure, we found that both profitability and liquidity affect leverage negatively and significantly. These results are consistent with the expe...

This study examines the role of consumer ethnocentrism (CET), distinguishing between Hard Ethnocentrism (HET) and Soft Ethnocentrism (SET) and how they influence Purchase Intentions (PIN), and investigates gender as a moderating variable. 372 Latin American native consumer electronic survey data were collected, and an analysis of a structural equat...

Sustainability can be analyzed for companies and the environment in which they operate; additionally, there are reciprocal impacts of companies on the sustainability of their environment and the environment on the sustainability of companies. Against this backdrop, this study aimed to identify the mutual impact of companies and the environment by i...

Abstract: This research analyzes the relationship between military spending and Ecuadorian economic growth, for the period 1960-2019, using econometric cointegration techniques (trace tests, maximum eigenvalue, limits test) and causality. The different cointegration tests suggest that there is no long-term equilibrium relationship between the varia...

This study examines the relationship between corporate governance (CG) and agency costs using Korean market data, particularly for chaebol firms. The final sample includes 660 firm-year observations between 2016 and 2020 for Korean non-financial firms listed on the Korean Composite Stock Price Index (KOSPI). This study employs an ordinary least-squ...

This study examines the moderating function of corporate governance (CG) to the relationship between leverage and firm value (FV) using Korean market data. The study employs ordinary least-squares panel data regressions and two methods to manage endogeneity problems. The findings show a meaningful negative relationship between leverage and FV. This...

This manuscript reviews the relationship between customer perception factors and AI-enabled customer experience in the Ecuadorian banking industry. The study employs a self-designed online questionnaire with five factors for customer perception (convenience in use, personalization, trust, customer loyalty, and customer satisfaction) and two categor...

During recent years, bike sharing systems (BSS) have been adopted in many large cities around the world. Thanks to their environmental and health benefits, BSS’ popularity as a green transportation mode is exponentially increasing and many small cities are also adopting them. However, few of these small cities have the resources to manage and analy...

En el desarrollo del estudio se analizó los determinantes macroeconómicos que afectaron en la evolución del índice de morosidad de los préstamos hipotecarios en el Banco Ecuatoriano de Seguridad Social (BIESS) durante el periodo 2011-2021, para lo cual, se empleó un modelo econométrico de regresión multivariante sustentado con principios de Mínimos...

This study examines the relationship between customer perception and financial corporate performance in the Ecuadorian banking environment. A self-designed online questionnaire was carried out to gather information regarding customer perception factors (tangibility, trust and service guarantee, empathy, customer satisfaction, and customer loyalty),...

Purpose: This study examines whether real earnings management (REM) affects firm value by introducing quarterly financial data in the Korean market. Methodology: The study employed four REM metrics as independent variables, and Tobin's Q as dependent variable. Ordinary least-squares (OLS) panel data regressions were used. To control the endogeneity...

In this study, we investigate whether effective corporate governance (CG) intervenes in the rela-tionship between real earnings management (REM) and firm value (FV) by introducing Korean market data. We find that management’s opportunistic REM behavior is no longer effective for firms characterized by strong CG. More importantly, our interaction an...

Introducción: El peso al nacer es uno de los principales indicadores pronóstico de mortalidad neonatal, en el que influyen factores asociados con la madre, el neonato, y también con las características socioeconómicas del núcleo familiar. Los factores de riesgo implican comorbilidades al momento del nacimiento, por lo que, la intervención adecuada...

An economic group is a collection of parent and subsidiary corporations that operates as a single economic organism under the same legislature of control. The decisions taken by the economic groups in any country are among the most influential factors that impact its market and the country’s economic political scenario. This work studies the impact...

En este libro se construye un modelo estadístico con componente financiero para el sector comercial ecuatoriano, a partir de siete variables dependientes ­exportaciones netas, inventario de materia prima y productos terminados, total costos y gastos, total ingresos, total pasivo, total patrimonio neto y ventas netas locales totales excluye activos...

This study examines how organizational culture influences corporate performance in the Ecuadorian service sector. The study employs four organizational culture features and twelve concepts for corporate performance using a self-designed online questionnaire, which were supplied to postgraduate students from academic programs at Universidad de Las A...

Se examinan los factores macroeconómicos que influyen en la determinación de la tasa de morosidad en bancos grandes privados del Sistema Financiero de Ecuador durante el periodo 2015-2019, para lo cual, se utilizaron modelos econométricos de regresión multivariante con variables independientes como la tasa de variación del Producto Interno Bruto (P...

Este estudio examina el impacto de los indicadores financieros en la rentabilidad de los bancos privados ecuatorianos, entregando una metodología útil para la identificación de los factores internos relevantes que influyen en el rendimiento de la entidad y permiten así, que la toma de decisiones del corto y largo plazo sea más eficiente. La investi...

Purpose: This study examines how corporate governance (CG) and leverage simultaneously influence real earnings management (REM). Methodology: We employed CG score (CGS), total, short-term, and long-term debt ratios as independent variables, and REM metrics as dependent variables. We include ordinary least-squares (OLS) panel data regressions, resid...

This study examines how leverage affects real earnings management (REM) in non-financial firms listed on the Korea Composite Stock Price Index from 2010 to 2018 by employing total, short-term, and long-term debt ratios (i.e., leverage) as independent variables and four REM metrics as dependent variables. We find a significant positive relationship...

This study explores the relationship between corporate performance and corporate social responsibility (CSR) initiatives in the Ecuadorian banking environment. The first model employs both return on assets and return on equity as proxy for the financial performance while the second model includes the non-financial corporate performance constructs c...

We examine commodities and macroeconomic factors of the Korean' and Japanese' stock market performance during the period of 1993-2017. Using both Kospi and Nikkei 225 as proxy for stock market performance, we designed a Vector Error Correction Model (VECM) which integrates the econometric model in the short-and long-run. We found that the Korean an...

This study examines how the stickiness cost behavior might affect the capital structure in non-financial firms listed on the Korea Composite Stock Price Index (KOSPI) during the period of 2010-2017. This paper employed total, short-term and long-term debt ratios as dependent variables, and stickiness of SG&A expenses as an independent variable. The...

We examine factors of the financial performance of the Ecuadorian commercial firms during the period of 2011-2016. Using both return on assets and return on sales as proxy for firm performance, we found that firm performance is affected negatively by leverage while it is influenced positively by liquidity, inventory, and sales growth. Our results a...

We examine factors of the financial performance of the Ecuadorian commercial firms during the period of 2011-2016. Using both return on assets and return on sales as proxy for firm performance, we found that firm performance is affected negatively by leverage while it is influenced positively by liquidity, inventory, and sales growth. Our results a...

The new technological advances have brought a revolution on how economic agents interact with society and markets. Nowadays, the use of virtual currencies is more frequent in the financial transactions and bitcoin has been defined as the most important world cryptocurrency due to its high market capitalization and its technological infrastructure....

The new technological advances have brought a revolution on how economic agents interact with society and markets. Nowadays, the use of virtual currencies is more frequent in the financial transactions and bitcoin has been defined as the most important world cryptocurrency due to its high market capitalization and its technological infrastructure....

La concentración económica se establece mediante la relación entre un número cada vez más reducido de empresas y el porcentaje de control progresivo que ejercen en la producción y el mercado, lo cual permite la formación de los grupos económicos en un país. Dichos grupos económicos se comportan estratégicamente e influyen en el contexto económico,...

La concentración económica se establece mediante la relación entre un número cada vez más reducido de empresas y el porcentaje de control progresivo que ejercen en la producción y el mercado, lo cual permite la formación de los grupos económicos en un país. Dichos grupos económicos se comportan estratégicamente e influyen en el contexto económico,...

This article analyzes the use, access, and development of the Information and Communication Technologies (ICTs) in the Ecuadorian manufacturing companies during the period 2012-2014. The theoretical aspects around ICT, its importance, limitations, and challenges are summarized. Furthermore, this manuscript proves the lineal correlation between the...

Según las proyecciones económicas mundiales realizadas por distintas instituciones públicas y privadas, China se proyecta como la primera potencia económica mundial debido al sostenible desempeño de su economía. Durante el período 1980-2015, el gigante asiático ha mantenido un crecimiento promedio anual de 9,7%, siendo 1990 el año de menor desarrol...

Economic agents (decision-maker) take their decisions based on their preferences. They want to maximize their utility function which is composed by a basket of different kind of goods and services with their own cost. In order to choose the best option, they apply multicriteria decision methods. In this dissertation, we will look into the two mult...

Caracterizar financieramente al sector comercial ecuatoriano involucra el investigar las principales variables macroeconómicas y financieras inmersas dentro del sector, para lo cual, se partió de la hipótesis de que el sector comercial ecuatoriano tiene un determinado desempeño financiero que se puede caracterizar a través de la construcción de un...

La presente investigación se enfoca en el estudio de la concentración económica para el sector comercial ecuatoriano para el período 2002 -2008; con el propósito de identificar los efectos sociales, económicos y políticos que surgen a través de esta problemática. De conformidad con lo anterior, el trabajo ha sido dividido en ocho capítulos. En el...