Lab
Morris Ayaa Mensah's Lab
Institution: Valley View University
Featured research (7)
Although extensive research has been conducted on financial risk tolerance and investment decision-making, there is a lack of consensus in the literature regarding the conceptualization of the role of financial risk tolerance in investment decision-making. This inconsistency underscores the need for a conceptual study that elucidates these concepts to make future research consistent and applicable. Therefore, this study sought to fill this gap by conceptually analyzing the influence of financial risk tolerance on investment decision-making. Specifically, the paper explored the determinants of financial risk tolerance, such as personality type, sensation seeking, and self-efficacy. Through a conceptual model, we proposed that sub-variables of financial risk tolerance —personality type, sensation seeking, and self-efficacy—positively influence investment decision-making. The study recommended that financial risk tolerance assessment should precede investment decisions to reduce an individual’s vulnerability to making suboptimal investment decisions that may lead to financial loss.
The wrong financial decisions can cripple a sound business strategy; thus, an organisaton’s business strategy and financial decisions must work in tandem and effectively to achieve value and competitive advantage to exploit the inconsistencies in the market it operates. Hence, financial decisions and business strategy are crucial to attaining organisational competitiveness leading to sustainable competitive advantage. Therefore, using the literature review method, this conceptual paper examined the roles of financial decisions and business strategy in achieving organisational competitiveness and impacting on sustainable competitive advantage. Further, the article recommends research propositions based on empirical examination of the relationship and impact of financial decisions and strategy on organisational competitiveness and sustainable competitive advantage.
Expectations regarding appropriate business and professional practices have changed dramatically over the years. Corporations and organizations now face an era of heightened accountability beyond shareholders to stakeholders interested in how they achieve their objectives. The challenge in recent times is the adoption of appropriate ethical principles that not only lead to the ethical realisation of profits but also respect the interests of others. The examination of the aspects of deontological and teleological theories that promote professional practice is critical in contemporary times. This article therefore proposes a literature review of the aspects of deontological and teleological theories that promote professional practice.
All over the world, investment decisions are regarded as critical decisions. Investors prior to the investment decision would like to know the possible risk and returns associated with the kind of investment to be undertaken. Investors make an excellent investment decision based on facts and figures. Since an investor cannot just by looking at a stock say whether it is overvalued, undervalued or at a fair value. This study is based on a literature review determining the intrinsic value of a stock using the Discounted Cash Flow model, with a particular emphasis on the Internal Rate of Return (IRR) and Net Present Value (NPV) approaches, and their influence on investment decision-making. This study recommends that for investors to make a profitable investment decision, they must focus on investments with intrinsic value equal or higher than the market price of stocks.
Lab head

Department
- School of Business
About Morris Ayaa Mensah
- Morris is a Chartered Financial Economist (ACCE) specializing in Financial Economics. He holds a PhD in Business Administration with a concentration in Finance. Additionally, he has an MBA in Finance from the University of Cape Coast (UCC) and a BA in Economics from the University of Ghana, Legon. Morris' research primarily focuses on financial risk tolerance, financial literacy, investment types, and investment decision-making in Ghana.
Members
E. B. Amponsah
Luther Adjei Ntim