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The banking sector has a significant impact on a nation’s financial stability and economic development. As one of the fundamental components of the financial sector, banks offer services that are essential for the expansion of the markets. The stability of the financial system is significantly impacted by the efficiency of the banking sector. COVID...
Context in source publication
Context 1
... H2 will be accepted because there is a negative and significant impact of operating efficiency with a beta coefficient of −0.252 for Islamic and −0.204 for conventional banking on the return on assets with the exogenous shock of COVID-19. Table 6 indicates the result of conventional and Islamic banking with Moderator3. Moderator3 is the multiplication of COVID-19 and deposits which shows that Moderator3 has no significant effect on the profitability of Islamic or conventional banking. ...Similar publications
This paper examines the importance of Shariah Compliance for Islamic Financial Institutions (IFI) in Pakistan along with the process followed to ensure it. Islamic Banking was initiated in Pakistan in early 2000s and by now a proper network exists with a market share of 13.6 % of Assets and 14.7% of deposits with a network of 21 Islamic Banking ins...
Citations
... The debit cards initiate an electronic funds transfer procedure that speeds up customers' purchasing payments instead of managing cash and checks, saving the customers' time by removing the need to visit the bank halls (Murugun, 2023). Extant literature posits that even outside of regular business hours, debit cards may be used, which boosts bank efficiency (Shah et al., 2023). As they are handy, simple, and easy to carry, credit cards have been found to be user-friendly (Singh, 2023). ...
... Besides, smart cards promote users' efficiency and flexibility without requiring them to visit the bank premises (Lee, & Pan, 2023). Credit cards have been embraced by banks to enhance income, profit, and decrease credit and liquidity concerns (Shah et al., 2023). Debit cards and credit cards are inexpensive for both banks and clients (Singh, 2023). ...
