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... write-downs represent the net expenditure from loan re-valuations (direct write-offs as well as bad debt provisions). Table 2 reports descriptive statistics for all input and 10 In a standard efficiency analysis, we can only refer to such crude or quite generally defined goals and associated outputs. On the one hand, data for more refined goal definitions are harder to obtain and some efforts on some objectives are not easily measured or quantified. ...Similar publications
The theoretical literature on credit reallocation has yielded conflicting predictions on both the extent and the efficiency of reallocations during economic downturns. We borrowed the methodology of measuring job reallocation to measure credit reallocation and examine which predictions are consistent with the data. We reported the following finding...
