Article

A COMPARATIVE STUDY OF REGIONAL RURAL BANKS IN CHHATTISGARH STATE

International Journal of Economics, Commerce and Research (IJECR) 03/2013; 3(1):79-86.

ABSTRACT Regional rural Banks plays a vital role in the agriculture and rural development of Chhattisgarh. The RRBs have more reached to the rural area of Chhattisgarh, through their huge network. The success of rural credit in Chhattisgarh is largely depends on their financial strength. RRBs are key financing institution at the rural level which shoulders responsibility of meeting credit needs of different types of agriculture credit in rural areas. At present, most of the regional rural banks are facing the problems of overdue, recovery, non performing assets and other problems. In Chhattisgarh three RRBs are functioning. Therefore, it is necessary to comparative study of financial performance of RRBs in Chhattisgarh. This paper attempts to analyze the comparison of financial performance of RRBs in Chhattisgarh as on 31 st March 2011. The study is based on secondary data collected form annual reports of NABARD, RBI and RRBs. An analytical research design of Key Performance Indicators Analysis such as number of district covered and branches, deposits, loans, loans, investments, recovery and productivity is followed in the present study. The study concludes that CGB is largest bank of Chhattisgarh in district coverage and branch network but the productivity of CGB is low in comparison of DRGB and SKGB.

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  • Productivity Growth in Regional Rural Banks Report of the Working Group on Regional Rural Banks. A A Reddy . 1079-1085.