A mobile trusted computing architecture for a near field communication ecosystem.
ABSTRACT Near Field Communication (NFC) is a wireless communication technology to transfer data over distances of up to 10 cm. With this technology, a mobile device is capable of emulating smartcards for access, payment or loyalty. The benefits of a mobile device with NFC over an ordinary smartcard are the interaction and network capabilities of such a device. Thus there is the possibility to distributed smartcard applications through a data link to a mobile device, instead of issuing physical cards. The goal of this paper is to present a platform to securely manage smartcard applications in such NFC devices. Issuing of application in NFC devices is different in several stages compared to ordinary smartcards. With regard to security, there are different processes to be protected and new attack scenarios. In this paper functional aspects of such an architecture and the rolls of the instances participating are discussed. Although NFC allows a smooth interaction for the consumer, the infrastructure behind the scene is complex and requires the cooperation on different levels to ensure interoperability and of a thriving contactless scheme to be deployed. According to the concept, three different prototypes have been implemented to remotely manage the smartcard applications.
- SourceAvailable from: Raja Naeem Akram
Conference Paper: Trusted Platform Module for Smart Cards[Show abstract] [Hide abstract]
ABSTRACT: Near Field Communication (NFC)-based mobile phone services offer a lifeline to the under-appreciated multiapplication smart card initiative. The initiative could effectively replace heavy wallets full of smart cards for mundane tasks. However, the issue of the deployment model still lingers on. Possible approaches include, but are not restricted to, the User Centric Smart card Ownership Model (UCOM), GlobalPlatform Consumer Centric Model, and Trusted Service Manager (TSM). In addition, multiapplication smart card architecture can be a GlobalPlatform Trusted Execution Environment (TEE) and/or User Centric Tamper-Resistant Device (UCTD), which provide cross-device security and privacy preservation platforms to their users. In the multiapplication smart card environment, there might not be a prior off-card trusted relationship between a smart card and an application provider. Therefore, as a possible solution to overcome the absence of prior trusted relationships, this paper proposes the Trusted Platform Manager (TPM) concept for smart cards (embedded devices) that can act as a point of reference for establishing the necessary trust between the device and an application provider, and among applications.6th IFIP International Conference on New Technologies, Mobility and Security (NTMS), Dubai; 03/2014
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ABSTRACT: The main aim of this study is to determine the factors influencing the adoption of Near Field Communication (NFC)-enabled mobile credit card, an innovation in contactless payment for the future generation. Constructs from psychological science, trust-based and behavioral control theories were incorporated into the parsimonious TAM. Using empirical data and Structural Equation Modeling-Artificial Neural Networks approach together with multi group analysis, the effects of social influence, personal innovativeness in information technology, trust, perceived financial cost, perceived usefulness and perceived ease of use were examined. The significance of indirect effects was examined using the bias-corrected percentile with two-tailed significance through bootstrapping. Gender, age, experience and usage were introduced as the moderator variables with industry being the control variable in the research model. The scarcity in studies regarding the moderating effects of these variables warranted the needs to further investigate their impacts. The mediating effect of perceived usefulness was examined using the Baron–Kenny’s technique. The findings of this study have provided invaluable theoretical, methodological and managerial implications and will contribute to the decision making process by CEOs, managers, manufacturers and policy makers from the mobile manufacturing industry, businesses and financial institutions, mobile commerce, mobile telecommunication providers, mobile marketers, private or government practitioners and etc.Expert Systems with Applications 10/2013; 40(14):5604–5620. DOI:10.1016/j.eswa.2013.04.018 · 1.97 Impact Factor
Conference Paper: Ecosystem scenarios for cloud-based NFC payments[Show abstract] [Hide abstract]
ABSTRACT: As a short range wireless communication technology which consists of a set of standards for smartphones and similar devices, Near Field Communication (NFC) provides wide range of services from payment and access cards to loyalty applications. NFC facilitates the integration of such services into a single mobile device. Having several parties involved in NFC services and not having a common standard for it has raised a major effect on the adoption of this technology within developing industries. This is because all parties are claiming to have access to client's information such as bank account details. Consequently, payment application personalization, ownership and management as well as NFC ecosystem architecture have created several security issues that could be exploitable by attackers. Since NFC technology has lately emerged, there are not much academic sources available yet. As a result, there are plenty of confusions regarding NFC implementation business case options. This paper presents the concept of NFC ecosystem and discusses the previously proposed NFC cloud wallet model . Moreover, further exploration of this model is carried out by considering some implementation assumptions in order to define a clear NFC ecosystem model.Proceedings of the Fifth International Conference on Management of Emergent Digital EcoSystems; 10/2013